Car accident claims often involve more than one insurance companies: your own provider
and that of any other involved drivers. Following an accident, you are
obligated under the terms of your policy cooperate with your own provider
and answering any questions that they may have about the collision. However,
are you required to cooperate with the other driver’s insurance?
In simple terms: no.
While you must speak with your own provider, you are not obligated to cooperate
with the other driver’s insurance company. It is important to remember
that insurance adjuster’s sole job is to save their employer money,
and they will look for any legal loophole to deny you compensation. Speaking
to an insurance provider that represents someone else’s interests
can be extremely detrimental to your case, as anything you say will be
examined in search of some way to eliminate or reduce the other driver’s
liability for the accident.
What Should I Say?
If you absolutely must communicate with the other driver’s insurance,
do so in brief, professional letters that contain objective information.
Any sort of descriptive details surrounding the circumstances of the accident
or your injuries should be avoided.
Limit your statements only to the following information:
- The date of the accident
- Your contact information
- Your own insurance information
- The names of any witnesses
The best course of action in these types of situations is to retain the
services of an experienced attorney. A skilled legal professional can
handle any communication between you and the other insurance and protect
Injured in a Car Accident? Call (714) 701-8182
If you should ever be injured in a car accident, a car accident lawyer
in Irvine from the Law Offices of Thomas E. Rockett can help you seek
compensation for your injuries and negotiate with the involved insurance
companies on your behalf. With 25+ years of experience, our firm’s
trial-tested legal professionals are prepared to go the distance in the
pursuit of a fair settlement for your suffering.
To find out more about what our team of
Super Laywers® can do for you,
contact our office online
or request a free consultation